Data ownership and control
Available through a one-time purchase model, with your institution’s data stored on your own office servers, giving you greater control over your information and reducing dependence on recurring software subscription fees.
VSD Microfinance System
Take control of your microfinance operations with a comprehensive management system designed to simplify loan processing, client management, repayment tracking, accounting vouchers, loan portfolio reports, financial reporting, and user management. Built to meet the needs of Tanzanian microfinance institutions, it streamlines daily activities, improves record accuracy, and provides better visibility into your institution’s performance.
Unlike subscription-based systems, which are like renting software and require recurring payments, our Microfinance Management System offers a one-time purchase model, giving your institution greater long-term control over its software investment. Your institution’s data remains on your own office servers, providing greater control over data storage and access. With flexible customization to suit your business requirements, you gain greater independence, control over your costs, and a reliable foundation for sustainable growth.
Stop renting your software. Invest in a solution that puts your institution under control.
Key benefits
Client management
Maintain organized client records and access essential customer information to support efficient client service and relationship management.
Guarantor and collateral management
Record and manage guarantor details and collateral information to strengthen loan security and improve accountability.
Loan management
Manage the entire loan process, from applications and approvals to disbursement, repayment tracking, and loan monitoring.
Repayment tracking
Monitor loan repayments, outstanding balances, overdue accounts, and repayment schedules to support effective portfolio management.
Write-off and waive-off management
Record and manage loan write-offs and approved waivers to maintain accurate loan records and financial information.
Recovery charges
Manage and record applicable loan recovery charges to improve tracking of additional costs associated with loan recovery activities.
Accounting and financial reports
Generate accounting vouchers, loan reports, and financial reports to support financial monitoring, accurate recordkeeping, and informed decision-making.
Centralized data management
Keep essential microfinance information organized in one system, improving accessibility, consistency, and operational coordination.
Responsive layout
Access the system across desktop computers, tablets, and mobile phones for greater flexibility in daily operations.
System modules
Manage master records, loans, vouchers, reporting, and system administration.
Masters
- Branches
- Accounts management
- Customer and ID management
- Collateral management
- Guarantor and ID management
- Stores management
- Loan products
- Loan officer management
- Opening balances
Transactions
- Loan application
- Loan management
- Loan repayment
- Loan write-off
- Loan waive-off
- Loan recovery charge
Vouchers
- Payment and receipt vouchers
- Contra entry voucher
- Journal voucher
- Multi journal voucher
- Multi contra entry voucher
- Accounting period
- Account period closing voucher
- Bank reconciliation
Loan reports
- Portfolio report
- Loan repayment reports
- Repayment reports
- Arrears reports
- Loan portfolio account balance
- Expected repayment report
- Customer loan portfolio
- Loan officer performance
- Income by category
- Provision for loan loss
- Non-performing loans
Account reports
- General ledger
- Account ledger
- Cash book
- Trial balance
- Periodic trial balance
- Profit and loss
- Bank reconciliation statement
- Cash flow and financial ratios
- Balance sheet
User management & backup
- User and staff creation
- Staff management
- System backup
See the Microfinance System in action.
Talk to our team about your institution’s requirements and arrange a demonstration.
VVSD
VVSD To exceed our clients expectations, and to be acknowledged in the market place for the quality of service we provide.
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